Merrill Lynch Bank Deposit Program
Merrill Lynch Bank Deposit Program
00 66 0321nsb - Business Investor Account Business Investor Account fundamentals The Business Investor Account is a Merrill Edge brokerage account that lets you invest in securities and offers an automatic sweep of uninvested cash balances into Federal Deposit Insurance Corporation (FDIC)-insured deposit accounts with Merrill Lynch Afliated Banks.Through the sweep feature, you can earn a competitive yield on deposit balances and have investment portfolio.Are Not Bank GuaranteedMay Lose ValueBusiness Investor Account (BIA account)STAeady to get started?If you want to nd out more about the advantages of a BIA account and how it may help you meet your business needs, Merrill Edge can help.At Merrill Edge, you can either invest on your own with a self-directed account or get specic investment advice and guidance with a Merrill Edge Advisory Center account.ew to Merrill
to speak with the Merrill Edge Small Business Team or visit us online at merrilledge.comAlready a Merrill Merrill Edge self-directed account holders can visit merrilledge.com or contact our Investment Center at , 24 hours a day, seven days a week.For your convenience, please have your account Merrill Edge Advisory Center clients, please call , Monday through Friday, 7:30 a.m.
to 1 a.m.Eastern.For your convenience, please have your account number ready when you call.Merrill Edge and its Financial Solutions Advisors do not provide tax, accounting or legal advice.Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purpose of avoiding U.S.
federal, state or local tax penalties.
Please consult your own independent advisor as to any tax, accounting or legal statements herein.Balances on deposit at each issuing bank, including CDs and any amounts swept from a Merrill Edge brokerage account, are FDIC-insured up to applicable limits.The maximum deposit insurance coverage for money market deposit accounts is $250,000 per depositor, per ownership category, per insured bank.Please visit fdic.gov for full details on FDIC insurance coverage.The Business Investor Account is a product of Merrill Lynch, Pierce, Fenner & Smith Incorporated, which is a registered broker-dealer, not a bank, and the BIA account is not a bank account.Banking services are provided through licensed banks or by third parties through arrangements with licensed banks.Securities, mutual funds and other non-deposit investment products available through the account are not FDIC-insured, not guaranteed by a bank and may lose value.Merrill Edge, Merrill Edge Advisory Center and the Merrill Edge logo are trademarks of Bank of America Corporation.Fedwire is a registered service mark of the Federal Reserve Banks.2011 BankofAmericaCorporation.All rights .
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